Claim Creation Examples

Claim to a cargo risk item

In this example we will make a claim to a risk item that covered cargo damage and theft.

Important! We recommend use v2 claim integration

/claims body payload:

v1

{
    "risk_item_id": "123e4567-e89b-12d3-a456-426614174000",
    "subject": "Cargo Theft Incident",
    "variant_id": "525f201c-516d-4780-9d08-9459d73d9f5d",
    "incident": {
        "date": "2024-03-20T15:00:00.000Z",
        "details": {
            "transaction": {},
            "description": "The cargo was stolen during a scheduled delivery stop. The incident occurred while the cargo was en route to its next destination."
        },
        "additional_properties": {
            "claim_type": "ROBO",
            "incident_coords": "-0.180653, -78.467838",
            "fast_track": true
        }
    },
    "metadata": {}
}

v2

{
  "risk_item_uid": "risk_item_uid",
  "variant_uid": "cargo_theft_2000",
  "incident": {
    "date": "2025-01-19T02:06:34.539Z",
    "subject": "Cargo Theft Incident",
    "description": "The cargo was stolen during a scheduled delivery stop. The incident occurred while the cargo was en route to its next destination",
    "claim_amount": 1999
  }
}

Claim to a personal accident risk item

In this example, we will make a claim to a risk item that covered medical expenses due to an accident or accidental death.

/claims body payload:

v1

{
    "risk_item_id": "123e4567-e89b-12d3-a456-426614174000",
    "subject": "Personal Accident Claim",
    "variant_id": "525f201c-516d-4780-9d08-9459d73d9f5d",
    "incident": {
        "date": "2024-03-20T15:00:00.000Z",
        "details": {
            "transaction": {},
            "description": "While I was playing sports, a player tackled me and my right ankle twisted."
        },
        "additional_properties": {
            "incident_coords": "-0.180653, -78.467838",
        }
    },
    "metadata": {}
}

v2

{
  "risk_item_uid": "risk_item_uid",
  "variant_uid": "personal_accident",
  "incident": {
    "date": "2025-01-19T02:06:34.539Z",
    "subject": "Personal Accident Claim",
    "description": "While I was playing sports, a player tackled me and my right ankle twisted.",
    "claim_amount": 500
  }
}

A claim will be returned if the endpoint call succeeds.